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Insurance Blog

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

Check your air pressure before leaving on your cool weather rides

How much do you think about the tires on your motorcycle? How about the correct level of tire inflation? If the answer is "not often," you'll want to reconsider. Let's discuss why. Motorcycle tires connect us to the road Whether you're accelerating, cornering, or braking, safe motorcycle riding relies on two small contact patches where the tires meet the road. Tires are among the most...

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

How cargo weight can make a difference in your motorcycle riding experience

Does Gross Vehicle Weight Rating (GVWR) mean anything to you as a motorcycle rider? It should, since it’s one of the most important specifications about your motorcycle that you should be aware of before you ride. It’s especially critical when you start packing for a long-distance tour. Why is GVWR important? By understanding your bike’s GVWR, you know how much you can carry without risking...